Restaurants

Opening a new restaurant involves months or years of planning. Success requires more than good food; it needs employee training, a soft launch and thorough research. Preparation is crucial as there are no second chances once doors open, says Rick Camac of the Institute of Culinary Education.

Auto-New Domestic

Price-sensitive auto shoppers are waiting for better deals, says Cox Automotive. These deals depend on potential Federal Reserve interest rate cuts and increased manufacturer incentives. Economic uncertainty also affects customer spending.

Stockbrokers

Bank of America Private Bank's survey of wealthy Americans reveals a generational divide in asset investment opportunities. Over 70% of younger investors believe it's impossible to achieve above-average returns by investing exclusively in stocks and bonds, while only 28% of older investors do.